She might be right, just because times were more simple and cheaper.
Ironically, OP Keeper is the one person here who I am sure could manage to do this.
The federal national wage during her childhood was in the range of $8.50 to $9.00 per hour in today's dollars. Her statements are as realistic as her Indian heritage.
Did you just completely ignore Banker's statement?
The federal national wage during her childhood was in the range of $8.50 to $9.00 per hour in today's dollars.
It's sad we're encouraging Americans to strive for a 40 hour a week minimum wage job to live on.
The point of the matter is you can't expect to raise a family on minimum wage. It is not realistic.
Rewind to last year....
Teachers in WV making 35-40k a year claiming they can’t support their families. Claiming they needed 2nd jobs to provide.
This is a goalpost the political left always loves to move to support the narrative of the day.
If min wage were raised to 15/hr.....if min wage were raised to 20/hr....the “poverty line” would simply be moved up yet again. In part because of inflation, in part because liberals need victims. Greed has already demonstrated a 20% cost increase on a single Big Mac. The inflationary ripple effect through the economy would do what it always has done...crush the individual/family who decides the minimum wage level is where they chose to remain.
Teachers in WV making 35-40k a year claiming they can’t support their families. Claiming they needed 2nd jobs to provide.
So let's say a 26 year old female teacher is making $36K in Huntington. That puts her take home pay at about $30K after state and federal taxes. That means she still gets $2500/month. But let's break that down:
She has a modest $130,000 house. But since she makes little money, she can't save for a regular down payment, so she also has PMI added. Considering the mortgage, insurance, property tax, and PMI, she is paying about $900/month. A modest utility total (gas, water, electric, television/internet, trash, cell phone) is another $250. So that $2500/month is now down to $1350/month.
She bought a used Camry that was four years old and had 40,000 miles on it for $15,000. It's far from a luxury and isn't new, but she needs something reliable to get her to/from school. Her car payment and insurance totals another $400. She is now down to $950/month. She fills her gas tank every two weeks, which comes to another $100/month. She is now down to $850.
She went to a community college before transferring to Marshall, lived at home for free during this time, and her parents paid for all of the tuition at the community college. So, luckily, she only has two years of student loans. Plus her parents helped as much as they could with college expenses while she was at Marshall, so her student loans are lower than her colleagues. She also lived in the dorm both of her years at Marshall to help lower expenses. So she only owes about $18,000 in loans. She is trying to pay it off in a decade, so her monthly payment is only about $200. That puts her down to $650/month.
Her health insurance costs are partly covered by the state/district, so she pays far lower than the average person. But she still is on the hook for about $250/month. That puts her down to $400/month. She spends $50/month for her gym membership putting her at $350/month. She has to dress professionally at school, and her school doesn't have A/C in her room, so she needs different clothes for at least two seasons. Her clothing costs average out to about $100 month (covers her shoes, skirts, dresses, pants, blouses, jacket, etc.). That basically allows her to have ten outfits with a few different pairs of shoes. In other words, nothing glamorous by any means, as she wears each outfit once every other week. She's now down to $250/month.
The school doesn't have enough of a budget to cover some of the mandatory needs of each student, so she spends about $20/month of her own money for necessities (which is increasingly common among teachers). Now down to $230/month. Since she bought a used car to cut down on cost, the vehicle is out of warranty. Cars break down. Knowing this, she puts aside $100/month to cover annual car maintenance (including oil changes). Down to $130/month.
She would love to be a normal 26 year old and go out to dinner/drinks/movie once a week with friends, but she just can't afford that. To not be a total anti-social hermit, she meets friends just once per month for dinner/drinks/movie. That comes out to $30. She's now at $100/month. She has to get her hair cut once per month to look respectable at school. Her high school friend is a hairdresser, so she gets a deal and only pays $20/month. She's down to $80/month.
Any home fixes/maintenance? It comes out of that $80 month. Of course, a dead refrigerator/oven/washer/water tank/etc. destroy that annual budget on its own. That doesn't count for any other type of fixes throughout the year.
Any type of even modest vacation or even a weekend getaway that requires an extra tank of gas and a two night hotel stay just once per year? No way. Can't be done. Presents for family/friends on Christmas/birthday? Sorry, can't happen. Want to go to your best friend's wedding out of state? Umm, good luck with that. Grandmother passed away and you have to fly to her funeral? Cha-ching. Good luck finding that $500 for last minute airfare. Want to buy something to help your neighbor's/colleague's child's fundraiser (pizza coupons, Girl Scout cookies, etc.)? Sorry, just don't have it.
Is she in poverty? No. However, she is counting every single penny, living frugally, and absolutely has to work a second job if she wants any type of even decent life which allows her to travel to see family for holidays, buy presents a couple of times per year, take a very modest vacation once per year, etc.
And what happens if she has a child where the father passed away or is a deadbeat? Yikes. Don't worry, Murox the Moron claims that there are enough churches out there who will pick up the slack for these people, so we should do away with all forms of welfare that she may be entitled to.
So, yes, a WV teacher last year making $36K per/year would need a second job if she had a family to take care of and not just herself.
Oh my god. That’s called life you budget and make due.So let's say a 26 year old female teacher is making $36K in Huntington. That puts her take home pay at about $30K after state and federal taxes. That means she still gets $2500/month. But let's break that down:
She has a modest $130,000 house. But since she makes little money, she can't save for a regular down payment, so she also has PMI added. Considering the mortgage, insurance, property tax, and PMI, she is paying about $900/month. A modest utility total (gas, water, electric, television/internet, trash, cell phone) is another $250. So that $2500/month is now down to $1350/month.
She bought a used Camry that was four years old and had 40,000 miles on it for $15,000. It's far from a luxury and isn't new, but she needs something reliable to get her to/from school. Her car payment and insurance totals another $400. She is now down to $950/month. She fills her gas tank every two weeks, which comes to another $100/month. She is now down to $850.
She went to a community college before transferring to Marshall, lived at home for free during this time, and her parents paid for all of the tuition at the community college. So, luckily, she only has two years of student loans. Plus her parents helped as much as they could with college expenses while she was at Marshall, so her student loans are lower than her colleagues. She also lived in the dorm both of her years at Marshall to help lower expenses. So she only owes about $18,000 in loans. She is trying to pay it off in a decade, so her monthly payment is only about $200. That puts her down to $650/month.
Her health insurance costs are partly covered by the state/district, so she pays far lower than the average person. But she still is on the hook for about $250/month. That puts her down to $400/month. She spends $50/month for her gym membership putting her at $350/month. She has to dress professionally at school, and her school doesn't have A/C in her room, so she needs different clothes for at least two seasons. Her clothing costs average out to about $100 month (covers her shoes, skirts, dresses, pants, blouses, jacket, etc.). That basically allows her to have ten outfits with a few different pairs of shoes. In other words, nothing glamorous by any means, as she wears each outfit once every other week. She's now down to $250/month.
The school doesn't have enough of a budget to cover some of the mandatory needs of each student, so she spends about $20/month of her own money for necessities (which is increasingly common among teachers). Now down to $230/month. Since she bought a used car to cut down on cost, the vehicle is out of warranty. Cars break down. Knowing this, she puts aside $100/month to cover annual car maintenance (including oil changes). Down to $130/month.
She would love to be a normal 26 year old and go out to dinner/drinks/movie once a week with friends, but she just can't afford that. To not be a total anti-social hermit, she meets friends just once per month for dinner/drinks/movie. That comes out to $30. She's now at $100/month. She has to get her hair cut once per month to look respectable at school. Her high school friend is a hairdresser, so she gets a deal and only pays $20/month. She's down to $80/month.
Any home fixes/maintenance? It comes out of that $80 month. Of course, a dead refrigerator/oven/washer/water tank/etc. destroy that annual budget on its own. That doesn't count for any other type of fixes throughout the year.
Any type of even modest vacation or even a weekend getaway that requires an extra tank of gas and a two night hotel stay just once per year? No way. Can't be done. Presents for family/friends on Christmas/birthday? Sorry, can't happen. Want to go to your best friend's wedding out of state? Umm, good luck with that. Grandmother passed away and you have to fly to her funeral? Cha-ching. Good luck finding that $500 for last minute airfare. Want to buy something to help your neighbor's/colleague's child's fundraiser (pizza coupons, Girl Scout cookies, etc.)? Sorry, just don't have it.
Is she in poverty? No. However, she is counting every single penny, living frugally, and absolutely has to work a second job if she wants any type of even decent life which allows her to travel to see family for holidays, buy presents a couple of times per year, take a very modest vacation once per year, etc.
And what happens if she has a child where the father passed away or is a deadbeat? Yikes. Don't worry, Murox the Moron claims that there are enough churches out there who will pick up the slack for these people, so we should do away with all forms of welfare that she may be entitled to.
So, yes, a WV teacher last year making $36K per/year would need a second job if she had a family to take care of and not just herself.
Does this mythical teacher also have breast cancer? Let’s make her situation as dire as possible while we’re making things up.
Seriously though, not many 26 year old, single females are owning a home at that point in their life unless they are married. So, either they have a 2nd income (via a husband), they still live at home (which is most likely the case), or they are renting. If they are renting, they probably have a roommate to split costs.
That’s just reality.
Oh my god. That’s called life you budget and make due.
They also don't work in the summer. Their choice if they don't work all summer. SHe could get another 3K or so working in the summer or at least a grand or two.So let's say a 26 year old female teacher is making $36K in Huntington. That puts her take home pay at about $30K after state and federal taxes. That means she still gets $2500/month. But let's break that down:
She has a modest $130,000 house. But since she makes little money, she can't save for a regular down payment, so she also has PMI added. Considering the mortgage, insurance, property tax, and PMI, she is paying about $900/month. A modest utility total (gas, water, electric, television/internet, trash, cell phone) is another $250. So that $2500/month is now down to $1350/month.
She bought a used Camry that was four years old and had 40,000 miles on it for $15,000. It's far from a luxury and isn't new, but she needs something reliable to get her to/from school. Her car payment and insurance totals another $400. She is now down to $950/month. She fills her gas tank every two weeks, which comes to another $100/month. She is now down to $850.
She went to a community college before transferring to Marshall, lived at home for free during this time, and her parents paid for all of the tuition at the community college. So, luckily, she only has two years of student loans. Plus her parents helped as much as they could with college expenses while she was at Marshall, so her student loans are lower than her colleagues. She also lived in the dorm both of her years at Marshall to help lower expenses. So she only owes about $18,000 in loans. She is trying to pay it off in a decade, so her monthly payment is only about $200. That puts her down to $650/month.
Her health insurance costs are partly covered by the state/district, so she pays far lower than the average person. But she still is on the hook for about $250/month. That puts her down to $400/month. She spends $50/month for her gym membership putting her at $350/month. She has to dress professionally at school, and her school doesn't have A/C in her room, so she needs different clothes for at least two seasons. Her clothing costs average out to about $100 month (covers her shoes, skirts, dresses, pants, blouses, jacket, etc.). That basically allows her to have ten outfits with a few different pairs of shoes. In other words, nothing glamorous by any means, as she wears each outfit once every other week. She's now down to $250/month.
The school doesn't have enough of a budget to cover some of the mandatory needs of each student, so she spends about $20/month of her own money for necessities (which is increasingly common among teachers). Now down to $230/month. Since she bought a used car to cut down on cost, the vehicle is out of warranty. Cars break down. Knowing this, she puts aside $100/month to cover annual car maintenance (including oil changes). Down to $130/month.
She would love to be a normal 26 year old and go out to dinner/drinks/movie once a week with friends, but she just can't afford that. To not be a total anti-social hermit, she meets friends just once per month for dinner/drinks/movie. That comes out to $30. She's now at $100/month. She has to get her hair cut once per month to look respectable at school. Her high school friend is a hairdresser, so she gets a deal and only pays $20/month. She's down to $80/month.
Any home fixes/maintenance? It comes out of that $80 month. Of course, a dead refrigerator/oven/washer/water tank/etc. destroy that annual budget on its own. That doesn't count for any other type of fixes throughout the year.
Any type of even modest vacation or even a weekend getaway that requires an extra tank of gas and a two night hotel stay just once per year? No way. Can't be done. Presents for family/friends on Christmas/birthday? Sorry, can't happen. Want to go to your best friend's wedding out of state? Umm, good luck with that. Grandmother passed away and you have to fly to her funeral? Cha-ching. Good luck finding that $500 for last minute airfare. Want to buy something to help your neighbor's/colleague's child's fundraiser (pizza coupons, Girl Scout cookies, etc.)? Sorry, just don't have it.
Is she in poverty? No. However, she is counting every single penny, living frugally, and absolutely has to work a second job if she wants any type of even decent life which allows her to travel to see family for holidays, buy presents a couple of times per year, take a very modest vacation once per year, etc.
And what happens if she has a child where the father passed away or is a deadbeat? Yikes. Don't worry, Murox the Moron claims that there are enough churches out there who will pick up the slack for these people, so we should do away with all forms of welfare that she may be entitled to.
So, yes, a WV teacher last year making $36K per/year would need a second job if she had a family to take care of and not just herself.
Teacher, I think the original subject was about Warren.Let’s see...Trump...our president...tells lies in literally the thousands and all you guys are worried about is Warren? And WV teachers? I’d change the subject too.
The point of the matter is you can't expect to raise a family on minimum wage. It is not realistic. You have to go learn some skill and/or get up your lazy ass if that is your problem.
Let’s see...Trump...our president...tells lies in literally the thousands and all you guys are worried about is Warren? And WV teachers? I’d change the subject too.
Did you forget where you are? That's common place round here. We can start a thread about favorite pizza (mine is Giovanni's) and some asshole will derail it.
Lighten up, Professor Dickweed.
I think you mean Professor Francis.
Someone has to do the low-skill jobs. And you don't seem to want the Mexicans here to do them. I think this argument gets focused too much on burger flippers, and we forget the people that clean the schools and hospitals, stuff like that.
I don't care if "mexicans" do those jobs. But, they need to be hear legally. Not sure why that is so hard to understand.
You would think all you guys for all these wage increases would understand what it does to that and how it hurts poor black and whites. Not to mention, it is basically modern day slavery.
Let’s see...Trump...our president...tells lies in literally the thousands and all you guys are worried about is Warren? And WV teachers? I’d change the subject too.
OK, why don't you come down here and let me show what the illegals are doing and how they live. Then, get back with me.You mean "wetbacks?"
Illegals will for the most part still get paid less than others, but a lot of those poor blacks and whites will make more money. And as long as you're opposed to a substantial minimum wage increase, your "modern day slavery" slogan is a humorless joke.
OK, why don't you come down here and let me show what the illegals are doing and how they live.
So, now I am calling them modern day slaves and am lambasting the corporations who do it and you are getting on me. So, now you are defending the corporations who do this?
It is modern day slavery.
I am talking about the places like in agricultural fields. Damn, I am not a farmer. And, the big builders. No white guys or black guys on a framing crew.I thought the ones you hired "promised" they had papers.
Not once in the U S history have corporations raised the minimum wage. You expecting them to break that streak?
It is, but it means absolutely nothing coming from you.
No white guys or black guys on a framing crew.
I really don't think you understand what is going on. I don't mean that badly, you just are not exposed to it.
The insurance for her by herself is not costing $250 a month. It is damn near free for a single person.
If she is single, why is she buying a $130k house and getting a mortgage at age 26? That is on her.
The first year my wife and I were married we made 17 grand combined. We were both still in school, working 2 or 3 jobs each and lived in a one bedroom apt.
That's the problem. Your scenario is exactly what is wrong. Get the 130k house, travel all over, go to Outback and eat, don't work in the summer and cry a river.
Warren was born in 1949, so she was a "kid" from 1953 to 1961 ( 4-12 years old, less than four is infant-toddler, over 12 is a teenager).
So you’re using Colorado to justify your insurance costs in WV? For a single person making 36k, according to Peia for 2017-18 she’s pay at most $122/monthAnd you'd be wrong:
Brandon Harrison, a 10th-grade US history teacher in the Denver Public Schools, told me he used to pay $30 a month for health care premiums when he started his career as a 22-year-old in another Colorado district. He said he was earning a little shy of $40,000 a year — and now, with seven years’ experience, he’s up to about $50,000. But his health insurance premiums at his current school have skyrocketed to $350 a month just to cover himself, a rate of increase that offsets whatever raises he gets.
I guess I should have gone with $350 instead of $250, huh?
Again, I only deducted $1150 for her housing and ALL utilities, including cell phone. It doesn't matter if she bought the fvcking house or is renting. If she has to rent a one bedroom apartment with all utilities (including television, wifi, cell phone), she is going to pay about that same amount for a modest place.
Uhh, yeah. You guys were still in school and didn't have careers. That's the whole fvcking point. A teacher with a master's degree has completed her schooling (at a higher level), has a career, and is pinching pennies.
Read better. It doesn't matter if she bought a modest house or lived in an apartment. Same cost. I said she wasn't able to travel at all, so where did you get "travel all over" from? Go to Outback? I said she eats out once per month.