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My wife needs insurance

sistersville

Platinum Buffalo
Mar 17, 2007
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She has none now. She dropped what she had. The poor woman had 6500 deductable. I was paying 150 a month and the gov threw in 300. Now she has to apply. My black lung disability has no plans for spouces. I have medicare but switched to Baptist Health. I get a drug card and dental for nothing. Medicare would have charged me another 80 a month for those benefits. also medicare pays 80%. 100,000 dollar hospital bill would be 20,000 on me. Not with baptist health. 5800 is the most I have to pay. I do have to pick from a network of doctors. Kings daughter hospital is where i would go for something serious. Now how do i go about getting my wife insurance?For her to get help I have to file taxes. You dont have to file when drawing disability but that is not true if your spouce needs insurance. See the money the goverment would help my wife with is something they turn around and tax you for the money they paid on her insurance. I think its fair if they tax the money they give you. What is sickening so many people claim they are seperated and then the spouce gets that 100% insurance. No way I could ever do that. Being married 36 years is something Im proud of. Now another question,,can i still file taxes, well joint taxes.
 
She has none now. She dropped what she had. The poor woman had 6500 deductable. I was paying 150 a month and the gov threw in 300. Now she has to apply. My black lung disability has no plans for spouces. I have medicare but switched to Baptist Health. I get a drug card and dental for nothing. Medicare would have charged me another 80 a month for those benefits. also medicare pays 80%. 100,000 dollar hospital bill would be 20,000 on me. Not with baptist health. 5800 is the most I have to pay. I do have to pick from a network of doctors. Kings daughter hospital is where i would go for something serious. Now how do i go about getting my wife insurance?For her to get help I have to file taxes. You dont have to file when drawing disability but that is not true if your spouce needs insurance. See the money the goverment would help my wife with is something they turn around and tax you for the money they paid on her insurance. I think its fair if they tax the money they give you. What is sickening so many people claim they are seperated and then the spouce gets that 100% insurance. No way I could ever do that. Being married 36 years is something Im proud of. Now another question,,can i still file taxes, well joint taxes.
Sorry that the president forced this burden onto you.:(
 
Sure is great you wanted Obama to win his first term so you could get your disability, and then turn your back on your fellow citizens soon as you got it.

What a dick statement.

Ever the compassionate progressive, huh Greed?
 
Sure does. Tell us again about the wonderful benefits your skilled labor employees enjoy while lining your pockets through their sweat and labor . . .
 
EG dont be a liar. I never voted for obama and i earned my disability by giving a lung you dipshit. When obama care started I believed him. My wife thought she was getting good insurance. ` Piss on this goverment .they took away my work and they can pay me until they bury me. I can get disability on my lungs but cant collect blacklung. I wont quit fighting them until i am getting 5 grand a month. Pretty good with the house paid off. the day I got my backpay I was excited after one year of no money coming in and wrote some things just on emotion on here. Instead of folks being happy a working man receives what he has coming but most of you pricks cried and cried.. No excuses but thats how it happened. Why cant people tell the truth on here. NWA sang f the police and now im going to record F the goverment. The clintons are people who get all the entitlements. They didnt work 32 years to get them . They have been getting them since day one. Maybe those 2nd amendment boys will rememdy this. Hillary and trump---both sob's and totally out of touch with reality and for people to make an argument for either one is a joke. sure Hillary is more qualified.45 years of being in the goverment but she was not a public servent she was a self servent bitch. Worth 45 million. I dont know who to vote for. trump might do away any of us with a disability, let alone draw benefits. Go to college is a sure thing from my seat. I had to work in hostile enviroment in extreme heat and cold and have artritus"sp" in knees and shoulders and cant breath. . By golly the goverment will not allow any work to come to wv. They are plaNNING THE BIGGEST NUCLEAR WASTE DUMP IN THE WORLD RIGHT IN WV.- ANYBODY VOTING FOR GARY JOHNSON IS AN IDIOT. tHIS ELECTION HAS NOT ONE DECENT PERSON RUNNING I will make my mind up in the booth. Trump said two really dumb things. 1. I know more about isis than the generals 2. I know the bible better than anybody. He doesnt want to win. This whole thing is a business for him. After he loses he will have the number one show on tv and the money will roll in. The republicans dont stick together like the democrats but the democrats have all the blacks,gays,transgender,syrians,muslims,gooks,slant eyes. japs,and mexicans and tri-sexual's.I doubt the republicans win an election for years.
 
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EG dont be a liar. I never voted for obama and i earned my disability by giving a lung you dipshit. When obama care started I believed him. My wife thought she was getting good insurance. I have family making 70,000 a year and now I dont blame them one bit for not reporting just enough to get food stamps and free insurance. Piss on this goverment. the day I got my backpay I was excited after one year of no money coming in and wrote some things just on emotion. No excuses but thats how it happened. Why cant people tell the truth on here.

You see anywhere I stated that you voted for him, moron? You were on this board stating you hoped Obama would win so you'd have a better chance of getting your disability. Now that you have it, everyone is on their own, right? Yep.
 
Nope your lying again. I said that one day and the next said i had went crazier than hell. How in the hell can I be resposible for anybody other than my family? start a half ass business like you did and have all your employees living in poverty. You stupid dick everybody is on their own. I didnt create that. I am responsible for me and mine. How do you get around paying unemployment insurance. I been around scabass companies like you all my life. Hand them a union card and walk away.
 
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I would go with a high deductible plan. Lowers your premium each mon the and owing a hospital 20 grand is better than owing them a hundred grand.
 
It's downright convenient to say you misspoke after you get your disability.
 
I would go with a high deductible plan. Lowers your premium each mon the and owing a hospital 20 grand is better than owing them a hundred grand.

While we are gaming the system, at their age and situation then they could just declare bankruptcy and not pay shit.

Why not? It's worked fine for Trump. The poor man might as well do it, too.

And yes I am being serious.
 
While we are gaming the system, at their age and situation then they could just declare bankruptcy and not pay shit.

Why not? It's worked fine for Trump. The poor man might as well do it, too.

And yes I am being serious.

My response was not gaming the system. We have high deductible plans at work. the trade off is lower premiums but you have more exposure if something goes wrong.

It minimizes his risk. Would you rather be 20 grand in the bad or 100 grand.

I would not do something like suggest do that and send them $25 a month the rest of your life.;)
 
While we are gaming the system, at their age and situation then they could just declare bankruptcy and not pay shit.

Why not? It's worked fine for Trump. The poor man might as well do it, too.

Not exactly. "When you owe the bank $200k, the bank owns you. When you owe the bank $200m, you own the bank."

A common man declares bankruptcy (without legal privilege to structure assets appropriately) his bank account goes to $0. A billionaire declares bankruptcy (structured appropriately under the law)and he starts over again with $250million in the bank.
 
Not exactly. "When you owe the bank $200k, the bank owns you. When you owe the bank $200m, you own the bank."

A common man declares bankruptcy (without legal privilege to structure assets appropriately) his bank account goes to $0. A billionaire declares bankruptcy (structured appropriately under the law)and he starts over again with $250million in the bank.

If you don't have shit but a paid for home and cars, you will come out the winner. This assumes you are of an age that you will not again need major credit. I may be wrong but I figured sisters to be nearing his 60s. I wouldn't recommend a high deductable to anyone nearing that age, weird shit, expensive shit, starts to happen to your health. Hell it can happen earlier, I would have been ruined had I had crappy health insurance...instead I owed less than a grand out of pocket for a heart attack.
 
My response was not gaming the system. We have high deductible plans at work. the trade off is lower premiums but you have more exposure if something goes wrong.

It minimizes his risk. Would you rather be 20 grand in the bad or 100 grand.

I would not do something like suggest do that and send them $25 a month the rest of your life.;)

I honestly would not recommend a high deductable for anyone of a certain age or with children. It's great when you are younger and single. Weird shit happens to kids, and weird shit happens when you get older.
 
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High deductible plans are ok if you have an accompanying hsa

I'd add to this notion that high deductible plans with an HSA are good if you are either really healthy and rarely use health insurance OR if you are chronically ill and require expensive meds, treatments, etc.
 
I'd add to this notion that high deductible plans with an HSA are good if you are either really healthy and rarely use health insurance OR if you are chronically ill and require expensive meds, treatments, etc.
Agreed
 
You see anywhere I stated that you voted for him, moron? You were on this board stating you hoped Obama would win so you'd have a better chance of getting your disability. Now that you have it, everyone is on their own, right? Yep.

EG IS ON TARGET SISTER. SORRY YOU'RE HAVING THE TROUBLE
BUT YOU ARE GETTING WHAT YOU DESERVE.

YOU WERE A BIG REPUBLICAN SELF SUFFICIENT DONT GIVE THE BUMS A CENT TOUGH GUY. THEN YOU WANTED BLACK LUNG BENEFITS WHICH THE MINE COMPANY'S DENIED YOU AND REPUBLICANS REFUSED TO HELP YOU. SO THEN YOU WERE TALKING UP DEMS HOPING THEY WOULD HELP YOU WHICH THEY AND THE UMW DID. THEN AS SOON AS YOU GOT YOUR BENEFITS YOU WERE BACK TO BEING A HARD CORE FVCK 'EM REPUBLICAN.

NOW YOU ARE IN A JAM AGAIN AND YOU WANT THE DEMS TO BAIL YOU OUT - AS SOON AS THEY DO YOU'LL BAD MOUTHING US AGAIN.

WRITE TO MITCH MCCONNELL PAUL RYAN AND YOUR REPUBLICANS SENATOR WHO YOU VOTED FOR - SEE HOW MUCH HELP YOU GET.

ALL THE REST OF THE DUMB ASS TOUGH GUY CONSERVATIVES ON HERE
WILL LEARN THE SAME LESSON YOU ARE LEARNING AT SOME POINT IN THE
FUTURE - THEY JUST ARENT THERE YET - BUT I ASSURE YOU THEY WILL BE.
 
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Back in the day welfare consisted of poorhouses and poor farms. It was also embarrassing to receive aid. Now its cool and hip. People like EG are even proposing basic income. Embarrassing.

I'm proposing raising the minimum wage.
 
I'm proposing raising the minimum wage.

Let's say they raise minimum wage to $15/hr. What does that mean for you in terms of actual pay increase for your staff? Further, now that you will be paying more for materials and to get them delivered, as well as other increases in operational costs, are you willing to take the hit without increasing what you charge to your customers?

That's the thing about libtarded people, you never look at the whole picture. I'm sure you will use one of your cliché lines rather than an actual detailed explanation of what you would do, so don't even bother responding.
 
She has none now. She dropped what she had. The poor woman had 6500 deductable. I was paying 150 a month and the gov threw in 300. Now she has to apply. My black lung disability has no plans for spouces. I have medicare but switched to Baptist Health. I get a drug card and dental for nothing. Medicare would have charged me another 80 a month for those benefits. also medicare pays 80%. 100,000 dollar hospital bill would be 20,000 on me. Not with baptist health. 5800 is the most I have to pay. I do have to pick from a network of doctors. Kings daughter hospital is where i would go for something serious. Now how do i go about getting my wife insurance?For her to get help I have to file taxes. You dont have to file when drawing disability but that is not true if your spouce needs insurance. See the money the goverment would help my wife with is something they turn around and tax you for the money they paid on her insurance. I think its fair if they tax the money they give you. What is sickening so many people claim they are seperated and then the spouce gets that 100% insurance. No way I could ever do that. Being married 36 years is something Im proud of. Now another question,,can i still file taxes, well joint taxes.

Regardless of past debates.....

The guy comes on here looking for some help/advice and many of you choose to knock the crap out of him.......How about a little empathy?

Example of the affect this election is having on our children....Can't remember the network but someone did a great story on this a couple of days ago. Guess it's affecting the adults as well.

Sisters......For a start:

-Why did she drop what she had?
-Does she work?
-You're on Full Disability?
-Does she have pre-existing conditions?
-Are both of you in your late to mid 50's?
 
Let's say they raise minimum wage to $15/hr. What does that mean for you in terms of actual pay increase for your staff? Further, now that you will be paying more for materials and to get them delivered, as well as other increases in operational costs, are you willing to take the hit without increasing what you charge to your customers?

That's the thing about libtarded people, you never look at the whole picture. I'm sure you will use one of your cliché lines rather than an actual detailed explanation of what you would do, so don't even bother responding.
Now remember he won't ever voluntarily raise his employees wages because that puts him at a disadvantage with his competitors. Only way he will is if govt foxes everyone to
 
Let's say they raise minimum wage to $15/hr. What does that mean for you in terms of actual pay increase for your staff? Further, now that you will be paying more for materials and to get them delivered, as well as other increases in operational costs, are you willing to take the hit without increasing what you charge to your customers?

That's the thing about libtarded people, you never look at the whole picture. I'm sure you will use one of your cliché lines rather than an actual detailed explanation of what you would do, so don't even bother responding.

It's morons like you that think a $5 per hour raise for a McDonald worker will cause a burger to be $12 each.
 
And, being the greedy asshole that he is, he will still increase his prices to the customers, claiming the minimum wage increase as justification.

And morons like you cant see they're doing that already.
 
Now remember he won't ever voluntarily raise his employees wages because that puts him at a disadvantage with his competitors. Only way he will is if govt foxes everyone to

One of your free market super wealthy icons, walmart, pays as little as they can get by with, and you love them for it. Moron.
 
One of your free market super wealthy icons, walmart, pays as little as they can get by with, and you love them for it. Moron.

That may be, but you're missing the point, moron.

Even if he praises wal-mart for those practices you chastise them and then turn around and do the same thing, making you an ignorant hypocrite. But, frankly, i doubt you're smart enough to realize that.
 
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