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So What Happens When Govt Forces Minimum Wage Hikes?

By paying taxes, idiot. Just like you paid for my healthcare.
serious question, extra, what's your total premium (premium tax credit and your share combined) and deductible?

i know half a dozen people who've had obamacare and all of them carried humongous premiums ($20,000+) and huge deductibles, typically around $10,000. how is that even "affordable"? i realize the premium is subsidized so that makes it "affordable". however, if people's income is low enough to get the premium tax credit, there's no way they can afford the deductible. i guess if something catastrophic occurs, the insurance would be good to have, so it's a gamble people are willing to take.

i personally know of three people who underestimated their income for 2018 and was receiving the premium tax credit. in both instances, they were forced to pay at least part of the premium back when they filed their income tax return, one to the tune of over $12,000. i told them to purchase a couple IRA's, though, which they had to get a loan for, in order to get their AGI down below the upper income threshold level so they wouldn't have to pay it all back. they indicated they were able to reduce the APTC payback by 90+%. all 3 of them dropped the insurance because of this. and, yes, i realize it's their fault for not monitoring their income more closely and reporting the increase so their tax credit could be adjusted.
 
serious question, extra, what's your total premium (premium tax credit and your share combined) and deductible?

i know half a dozen people who've had obamacare and all of them carried humongous premiums ($20,000+) and huge deductibles, typically around $10,000. how is that even "affordable"? i realize the premium is subsidized so that makes it "affordable". however, if people's income is low enough to get the premium tax credit, there's no way they can afford the deductible. i guess if something catastrophic occurs, the insurance would be good to have, so it's a gamble people are willing to take.

i personally know of three people who underestimated their income for 2018 and was receiving the premium tax credit. in both instances, they were forced to pay at least part of the premium back when they filed their income tax return, one to the tune of over $12,000. i told them to purchase a couple IRA's, though, which they had to get a loan for, in order to get their AGI down below the upper income threshold level so they wouldn't have to pay it all back. they indicated they were able to reduce the APTC payback by 90+%. all 3 of them dropped the insurance because of this. and, yes, i realize it's their fault for not monitoring their income more closely and reporting the increase so their tax credit could be adjusted.

He pays shit. That's the problem with Obamacare. The older you get, the less your financial responsibility will be. It relies on younger and healthier adults to pay more so freeloading bags of shit like Greed can reap the benefits and yet he still bitches. My father isn't as old as Greed, but already he doesn't pay much at all vs my sister who has a huge deductible and basically can only use it in the event something catastrophic happens. Oh and her premium is almost as much as what my wife and I pay for a family plan.
 
It relies on younger and healthier adults to pay more so freeloading bags of shit like Greed can reap the benefits and yet he still bitches.

tenor.gif
 
@extragreen no response to my question above? again, serious question. I'd seriously like input from someone who has it and believes it is good affordable insurance, and why?
 
@extragreen no response to my question above? again, serious question. I'd seriously like input from someone who has it and believes it is good affordable insurance, and why?

^^^^BWAAAAAAHAHAHA!!!!!!^^^^

got damn, i'm so tired of hearing and reading about obamacare ("thanks obamacare"). that is the shittiest one got damn piece of trash legislation. sure, everybody gets health insurance. YAY!

but wait! everybody gets a $10,000+ deductible! motherfvckers who can't afford the premium and get it subsidized are going to come up with the deductible exactly HOW?

but wait! if you get it and are subsidized then your income goes up, you have to pay all the tax credits back! i've personally witnessed multiple scenarios this year where the dumbass tax payer had subsidized obamacare and they ended up having to pay back $5K plus in tax credits because their income was more than the estimate. sure, it's their fault for being a dumbass, but why put dumbasses in a position to totally fvck themselves like that? and, on top of that, the comments made were, more or less, "was shit insurance anyhow, the deductible was $10K+."

hell, i knew a slew of people who paid the fine instead of carrying the insurance because it of the vast savings.

fvcking obamacare . . . frankly, it shows me the lack of intelligence someone has who actually is stupid enough to tout that trash.
 
obviously, i've given my view. was interested in a view from someone who thinks it's better.

No, you were not interested in someone's view unless it agreed with yours. I know precisely why you wanted that information, moron. You lied, yet again. You're one of those who simply do not have the ability to refrain from lying.
 
No, you were not interested in someone's view unless it agreed with yours. I know precisely why you wanted that information, moron. You lied, yet again. You're one of those who simply do not have the ability to refrain from lying.

Typical Greed. Will never give a straight answer.
 
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No, you were not interested in someone's view unless it agreed with yours. I know precisely why you wanted that information, moron. You lied, yet again. You're one of those who simply do not have the ability to refrain from lying.
actually, i'm serious and i couldn't care less if your opinion is the same is mine; obviously, i understand it's not. i would seriously like to know how you believe it to be beneficial with such a high deductible. my thoughts are chances are you've never used it and it's never benefited you.

why do you always have to be so snarky, argumentative, and condescending? i'm seriously not trying to be facetious. we can disagree and still have a conversation without being degrading to each other.
 
actually, i'm serious and i couldn't care less if your opinion is the same is mine; obviously, i understand it's not. i would seriously like to know how you believe it to be beneficial with such a high deductible. my thoughts are chances are you've never used it and it's never benefited you.

why do you always have to be so snarky, argumentative, and condescending? i'm seriously not trying to be facetious. we can disagree and still have a conversation without being degrading to each other.

No, liar. You want the information to determine how much my wife and I earn. That's it. You are NOT interested in my opinion.
 
No, liar. You want the information to determine how much my wife and I earn. That's it. You are NOT interested in my opinion.
honestly, no, that's not it. i'm genuinely interested in a success story when it comes to obamacare. skip the premium part if it worries you that's what i'm interested in (i'm not) and address my question regarding deductible and how the insurance has benefited you.

i fail to understand your anger and malicious name calling. i'm simply attempting to have a rational conversation with you.
 
seriously, why are you so angry?

Just because I rightfully call you the liar that you are doesn't mean I'm angry. You've earned the title. You and several others on this board will never get any respect from me. That's just as simple as I know how to put it to you. Move on.
 
Just because I rightfully call you the liar that you are doesn't mean I'm angry. You've earned the title. You and several others on this board will never get any respect from me. That's just as simple as I know how to put it to you. Move on.

Such a tolerant little liberal
 
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Just because I rightfully call you the liar that you are doesn't mean I'm angry. You've earned the title. You and several others on this board will never get any respect from me. That's just as simple as I know how to put it to you. Move on.
move on? negative. how, exactly, has anybody earned "the title" of liar on this board. just because you don't agree with something someone says doesn't mean they're a liar. and, your words (not just your typical calling everybody who disagrees with you a liar) says quite a bit about you: you're no christian, you're the epitome of a godless heathen.

you're the most angry poster i've ever witnessed on any public forum, yet you claim to be a christian. i know we've ribbed you over the years but for someone who claims to be better than everybody else to act the way you do is disheartening. i realize you'll reply with some snarky comment, calling me names, and that's fine. but, you really do (you won't) need to do some self reflection and look at the way you act on this board. definitely not very christian-like.

it's obvious you told the truth about your anger issues of the past and why you had to get xenu to attempt to help set those free. xenu's 0-1 in your life and $##### ahead. worse money you ever spent, should have saved it to help pay those worthless healthcare premiums.
 
Just because I rightfully call you the liar that you are doesn't mean I'm angry. You've earned the title. You and several others on this board will never get any respect from me. That's just as simple as I know how to put it to you. Move on.
Which one of your two religions teaches forgiveness and kindness
 
move on? negative. how, exactly, has anybody earned "the title" of liar on this board. just because you don't agree with something someone says doesn't mean they're a liar. and, your words (not just your typical calling everybody who disagrees with you a liar) says quite a bit about you: you're no christian, you're the epitome of a godless heathen.

you're the most angry poster i've ever witnessed on any public forum, yet you claim to be a christian. i know we've ribbed you over the years but for someone who claims to be better than everybody else to act the way you do is disheartening. i realize you'll reply with some snarky comment, calling me names, and that's fine. but, you really do (you won't) need to do some self reflection and look at the way you act on this board. definitely not very christian-like.

it's obvious you told the truth about your anger issues of the past and why you had to get xenu to attempt to help set those free. xenu's 0-1 in your life and $##### ahead. worse money you ever spent, should have saved it to help pay those worthless healthcare premiums.

Your desire for a rational conversation seems to have abated, and the lying has persisted, as I knew it would. Liar.
 
Your desire for a rational conversation seems to have abated, and the lying has persisted, as I knew it would. Liar.
oh, so it's okay for wannabe mr. righteous extragreen to be a prick but when someone treats you the way you treat them, it's off limits.

enjoy hell, you hypocritical angry old bastard.
 
oh, so it's okay for wannabe mr. righteous extragreen to be a prick but when someone treats you the way you treat them, it's off limits.

enjoy hell, you hypocritical angry old bastard.

Bad news for you. I'm not on my way to hell, you are.
 
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